Mortgage Information
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If you're like most buyers, a home is the most expensive purchase you'll ever make, and you'll probably need some form of financing. There are many lending institutions that offer a variety of mortgage products. Financing options and rates can vary widely, so it is important to do your research and shop around to ensure you get the mortgage that best meets your needs at the best price. |
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I would be happy to refer you to some very good mortgage contacts I have in Little Falls, or to help you in any other way I can to secure the best possible rate for your home purchase.
Use the mortgage calculators below to assist you in making some decisions around financing your new home.
Mortgage Qualification Calculator
This calculator will help you determine how much money you qualify to borrow. The results are informal. You will be subject to a credit approval from your financial institution taking into consideration existing debt load, amount of down payment, income and other variables.
Mortgage Payment Calculator & Amortization Table
This calculator will help you determine what your mortgage payments will be based on purchase price, interest rate and mortgage term, as well as other factors. The amortization table shows what the interest and principal payments will be over the term of the mortgage.
Financing is the first and most important step in deciding whether to buy or not. Visiting with a lender who is experienced in handling loans and mortgages is essential as they are professionals who understand how to meet your needs. There are many different programs today that buyers, such as yourself, as soon as you are ready, contact a lender such as the ones listed below.
Area Lenders Include among many others not noted:
Pine Country Bank - Katie Kapus (320) 632-1018
Wells Fargo Home Mortgage - Scott Jackson (320) 616-5751 ext. 11
Community Federal Savings and Loan - Randal Fossum (320) 631-7705
Bell Mortgage - Laurie Witlow (320) 631-0711